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Drone loans now available — apply online in 5 minutes & track your application status. Learn more

Drone Loans, EMI & Subsidy Assistance

Own an agricultural drone with easy EMIs. Apply online, upload documents and track your application — we help you every step of the way.

Who can apply

Financing for every kind of drone buyer

Documents usually required

Aadhaar & PAN (KYC)
Address proof
Land records / business proof
6–12 months bank statement
Passport-size photographs
Drone quotation
Registration documents (for FPO/SHG/company)
Income proof / ITR (if available)
Loan processing & consulting fee: ₹2,000 (non-refundable), payable online via Razorpay when you apply.

EMI calculator

Monthly EMI—
  • Loan amount —
  • Total interest —
  • Total payable —
Apply with these values

Estimate only. Final rate, amount & tenure are decided by the lender.

Process

From application to delivery

1

Apply online

5-minute form with drone & loan details

2

Documents

Upload now or share later with our team

3

Review

We check eligibility & suggest a lender

4

Lender decision

Bank / NBFC evaluates & sanctions

5

Delivery

Down payment, disbursal & drone handover

Government support

Schemes that can reduce your cost

Summaries for awareness. Eligibility and benefit amounts are decided by the implementing department — always verify on the official portal.

Financial assistance for drone purchase

Sub-Mission on Agricultural Mechanization (SMAM) – Kisan Drones

Under SMAM guidelines issued by the Ministry of Agriculture & Farmers Welfare, financial assistance is available for purchase of agricultural drones by eligible institutions, FPOs, custom hiring centres, agri-graduates and individual farmers, with higher assistance for SC/ST, small & marginal, women and North-Eastern state farmers.

Who: Eligible categories and assistance limits are defined in the scheme guidelines and implemented through state agriculture departments.

Verify before applying
Official source
Support for women Self-Help Groups

Namo Drone Didi

A central scheme to provide agricultural drones to women Self-Help Groups (SHGs) so they can offer drone spraying services to farmers, with central financial assistance towards the drone package and access to credit for the balance.

Who: Women SHGs selected under the scheme through the implementing agencies.

Verify before applying
Official source
Interest subvention on eligible loans

Agriculture Infrastructure Fund (AIF)

A financing facility for post-harvest and community farming assets, offering interest subvention and credit guarantee support on eligible loans from banks and financial institutions. Custom hiring of farm machinery such as drones may be covered as a community farming asset.

Who: FPOs, PACS, SHGs, agri-entrepreneurs, startups and others as notified.

Verify before applying
Official source
Flexible EMIs up to 5 years*

Bank & NBFC Drone Loans

Agricultural term loans and equipment finance from banks and NBFCs can fund a large part of the drone cost. Tenure, rate and margin depend on the lender and your profile.

Who: Farmers, FPOs, SHGs, entrepreneurs and companies with acceptable credit profile.

Verify before applying

Drones available on loan

Vayusakti Mapper M1
Mapping & Survey Drones

Vayusakti Mapper M1

Mapping & crop-health imaging drone

  • Frame typeQuadcopter
  • Sensor / resolutionTBC
  • Flight timeTBC
  • Mapping coverage per flightTBC
₹2,75,000
EMI from ₹5,443/mo*

Financing FAQs

No. Vayusakti is not a lender. We help you prepare your application and forward it to partner banks and NBFCs. Approval, interest rate and amount are decided by the lender.

It depends on the lender and your profile. Typically a portion of the drone price is paid as margin money; our EMI calculator lets you plan with different down payments.

Use the Track Application page with your reference number and mobile number. You will also get updates from our team.

Usually identity & address proof, PAN, land records or business proof, bank statements and the drone quotation. Our team will tell you exactly what your lender needs.

Central and state schemes provide assistance for agricultural drones to eligible categories such as FPOs, SHGs, custom hiring centres and farmers. Eligibility and amounts are decided by the implementing department — we can guide you.

Yes. A non-refundable loan processing and consulting fee is payable online when you submit a loan application. The current amount is shown on the application page.

Vayusakti is not a lender. We help you prepare and forward your application to partner banks/NBFCs. Interest rate, loan amount and approval are decided solely by the lender after its own assessment. EMI figures on this website are estimates for planning only.